Backing great Companies
The disciplined funding partner for your next move.
Benchwise Capital provides flexible, data-driven credit to growing lower-middle-market companies underserved by banks and traditional private credit. Borrowers get faster, less rigid capital.
Capital that fits the way you operate.
We structure every facility around your revenue, seasonality, and growth plan — not boilerplate templates. No equity. No board seats. No surprises at closing. Faster, less rigid capital for companies underserved by banks and traditional private credit.
Revenue-Based Financing
Repayment scales with your top line, smoothing cash flow through ordinary cycles and seasonal swings.
Working Capital Lines
Bridge inventory, payroll, and receivables without surrendering equity or pledging personal collateral.
Acquisition & Expansion
Move quickly on bolt-on acquisitions, new locations, or equipment with capital that closes in days, not months.
A modern credit process, built for operators.
Data-Driven Diligence
We connect securely to your accounting, banking, and payments systems to underwrite from live financials — not PDFs from 90 days ago.
Decisions From Decision-Makers
Every file is reviewed by the principals who fund it. You speak directly to the team writing the check, from first call to final close.
Continuous Monitoring
Ongoing visibility into the business means less reporting work for you and an early-warning view that keeps facilities healthy.
Built for operators who have outgrown the bank.
Our typical client is a profitable, founder-led business doing $3M–$150M in annual revenue with at least two years of operating history — too established for merchant cash advance, often too small or too fast-moving for traditional private credit.
- Profitable, with a track record of disciplined growth
- Manufacturing, distribution, logistics, services, healthcare, and consumer
- Clear use of proceeds — growth, acquisition, equipment, or working capital
- Headquartered across all U.S. geographies and select international jurisdictions
Tell us about your business.
Share a few details and a Benchwise principal will follow up within one business day with an indicative term sheet — no broker, no committee, no runaround.